SmartCredit+ mortgage advisor

Artificial Intelligence

Your mortgage advisor
works 24/7

It analyses your financial profile, compares real offers from the leading banks and guides you step by step all the way to signing. No cost, no commitment.

24/7Always available
<30sFirst reply
€0No cost to you
10+Banking partners

Capabilities

What it can do for you

Instant answers

Solve mortgage questions instantly. No waiting, no appointments.

Financial profile analysis

It assesses your real borrowing capacity and the maximum amount you can request.

Bank comparison

It matches your profile against real offers from 10+ banks and ranks them by total savings.

Document management

Automatic OCR that verifies and extracts data from your documents instantly.

Available 24/7

Check in at any time, from any device. No waiting.

Banking-grade privacy

Banking-grade encryption. GDPR and Bank of Spain compliant.

Process

Four steps to your mortgage

01

Tell us your situation

Answer a few basic questions about your income, savings and the type of home you're looking for. It takes less than 2 minutes.

AI-guided form
02

The AI analyses your profile

Our smart engine assesses your financial capacity, matches your data against each bank's conditions and filters the best offers.

Analysis in under 30 seconds
03

You get your comparison

A personalised selection with real conditions: monthly instalments, interest rates, applied discounts and estimated total savings.

Comparison of up to 15 banks
04

An expert supports you

The AI prepares the ground, but a human advisor oversees every step and accompanies you all the way to signing before the notary.

Dedicated advisor until signing
SmartCredit+ team at work
SC+ team
+

Technology speeds things up.
Experts make the decisions.

The AI analyses, compares and prepares each application in seconds. But the decisions that matter are overseen by a team of professionals with years of experience in the mortgage market.

The speed and precision of artificial intelligence with the judgement and empathy of a human advisor dedicated to your case.

E103Bank of Spain
GDPRData protected
€0For the client

Start in less than a minute

Answer a few questions and get your personalised mortgage comparison. No commitment, no small print.

Get started