Transparency
No small print, no surprises. Every step of the process is clear and verifiable.
About us
We make your mortgage simple
We combine artificial intelligence with expert human advice so you get the best conditions. No cost. No small print.
100%Free for you
50%Less time
E103Bank of Spain
InstantImmediate reply
Mission
Making the best mortgage accessible to everyone
Make it possible for anyone to access the best mortgage on the market with no cost, no hassle and full transparency. Financial intermediation should be an accessible service, not a privilege. We negotiate with the banks so you don't have to.
Vision
Getting a mortgage, as easy as booking a flight
To be the benchmark for digital mortgage intermediation in Spain, standing out for technological innovation, professional rigour and a commitment to excellence. We want to remove the friction from a process that, until now, no one had truly simplified.
What defines us
Our values
Technology
AI and automation to cut timelines by up to 50%. Weeks turned into days.
Commitment
Your mortgage is our priority. From start to finish, all the way to signing before the notary.
Reach
Agreements with the leading banks in Spain. More options, better conditions.
Process
How we work
01
Tell us your situation
Fill in a short form or talk directly to an advisor.
02
We analyse your profile
Our AI matches your data against the banks' offers and filters the best options.
03
Real offers, no small print
You get a personalised comparison with conditions already negotiated.
04
All the way to the notary
Paperwork, valuation, negotiation with the bank and full support.
Regulated and registered
SmartCreditPlus, S.L. is registered as a real estate credit agent with the Bank of Spain under number E103, under the supervision of the regulator.
100% free service for the client. Our income comes exclusively from commercial agreements with the partner financial institutions.
Start the search for your mortgage
No commitment, no cost, no small print. Our team supports you throughout the whole process.